Minnesota Lake Homes For Sale 400k to 450k
Dive in and discover $400k to $450k active & coming soon lake home listings today February 24, 2026!
In the heart of the Land of 11,000+ Lakes, these properties unlock true lake living at an incredible value. You'll discover year-round homes, thoughtfully updated cabins, and modern retreats on some of Minnesota's most desirable lakes. Many feature private lakeshore, panoramic water views, spacious decks for entertaining, updated kitchens and baths, garages, and even extra acreage for added privacy or recreation. Enjoy 3 to 5 bedrooms (plenty of room for family, guests, and weekend visitors) 1,800–3,000+ square feet of comfortable living space. Popular areas shining in this bracket include the Brainerd Lakes Area (Crow Wing County), peaceful chains in Becker and Cass Counties, scenic spots in Aitkin and Hubbard, and convenient metro-adjacent lakes in Chisago, Wright, and Carver Counties. Whether you're looking for a full-time residence, a family cabin, or a smart investment property. Browse the full list below, sort by lake or county, and start planning your move to the water. New listings and price improvements appear daily. Contact our lake home specialists today for a personalized tour and expert guidance.