Minnesota Lakefront Homes & Cottages For Sale $350,000 to $450,000 | 211 Listings
Find lake home listings 350k to 450k today March 13/2026. Discover all the active & coming soon lakefront properties for sale.
In the heart of the Land of 11,000+ Lakes, this price range unlocks some of Minnesota's most desirable waterfront living where you get exceptional value, quality features, and prime locations without venturing into ultra luxury territory. Our lake home, cabin and waterfront land collection showcases year round residences, updated cabins, and modern lakefront properties across northern, central, and metro adjacent areas. Expect larger square footage, multiple bedrooms (often 3–5+), private docks, spacious decks for entertaining, updated kitchens/baths, garages, and sometimes acreage for added privacy or recreation. This mid range sweet spot often includes sought after lakes with excellent fishing (walleye, muskie, bass), clear water clarity, boating opportunities, and proximity to trails, towns, or the Twin Cities for easy commutes. Popular regions feature lakes in counties like Crow Wing (Brainerd Lakes area), Aitkin, Becker, Cass, and even closer spots in Hennepin/Carver for those wanting metro access with lake vibes.
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$1M to $2M - $2M to $3M - Above $3M