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Minnesota Lake Homes For Sale 350k to 340k | 153 Listings

Find MN lake home listings 350k to 450k today February 24/2026. Discover all the active & coming soon properties.

In the heart of the Land of 11,000+ Lakes, this price range unlocks some of Minnesota's most desirable waterfront living where you get exceptional value, quality features, and prime locations without venturing into ultra luxury territory. Our lake homes collection showcases year round residences, updated cabins, and modern waterfront properties across northern, central, and metro adjacent areas. Expect larger square footage, multiple bedrooms (often 3–5+), private docks, spacious decks for entertaining, updated kitchens/baths, garages, and sometimes acreage for added privacy or recreation. This mid range sweet spot often includes sought after lakes with excellent fishing (walleye, muskie, bass), clear water clarity, boating opportunities, and proximity to trails, towns, or the Twin Cities for easy commutes. Popular regions feature lakes in counties like Crow Wing (Brainerd Lakes area), Aitkin, Becker, Cass, and even closer spots in Hennepin/Carver for those wanting metro access with lake vibes.

Search by the County Lake Homes, Luxury Lake Homes, Lake Lots, Lakefront Private Estates and Log Homes. Non-Waterfront Homes & Luxury Estates